VERNAM

A NEW GENERATION OF INSURANCE PROCESS ON THE BLOCKCHAIN.


WHAT IS VERNAM

Vernam utilizes blockchain technology to provide:
Competitive online marketplace for conventional insurance products by the biggest insurance companies
Generous compensation – up to 30% of the policy premium in Vernam tokens (VRN) is returned to clients
“CryptoSafe” – a smart contract, guaranteeing that when a defined set of events occur, the client will be compensated with a certain amount of Vernam Tokens (VRN). The newest and most innovative blockchain based insurance product that Vernam will introduce.

0% Commision Insurance

Clients, purchasing conventional insurance through the Vernam platform will receive a cashback reward, equal to a typical broker’s commission (up to 30% of the premium price) in VRN tokens.

CryptoSafe Smart Contract

Every client will be able to sign the “CryptoSafe” smart contract, free of commission, guaranteeing that when a defined set of events occur, the client will be compensated.

Took VRN Token

To take full advantage of the platform we will introduce the Vernam token (VRN), an Ethereum-based ERC20 standard non-minable utility token that can be obtained on our crowdsale.

Constant Demand

All insurance processes on the platform will operate with VRN tokens, generating a constant demand and rising price of the VRN token.

Secure and Transparent

The use of a shared ledger will prevent any possibility for data manipulation, increasing transparency and minimizing transaction costs.

Industry Know-how

Part of our team are key figures and companies with more than 20 years of experience in managing, developing and working in all fields of the insurance industry combined with top blockchain and crypto experts.

HOW THE VERNAM PLATFORM WORK

Purchasing Cryptosafe on the Vernam Platform



THE ROADMAP

2017`~ Founders joined efforts to change the insurance industry and started building the Vernam concept.
January 2018 ~ Concept was validated by experienced InsurTech executives, who later joined the team.
February 2018 ~ Angel investment received, start of platform development.
March 2018 ~ Start of the preparation for a token sale.
Q3 2018 ~ Listed on an exchange.
Q4 2018 ~ Vernam platform MVP launch and testing.
Q1 2019 ~ Vernam broker starting operation in several markets.
Q2 2019 ~ First CryptoSafe smart contracts signed. Vernam mobile app launch.
Q3 2019 ~ Development of additional smart contract insurance products.
2020 ~ Operating on 8+ key European markets

TOKEN ALLOCATION


USE OF PROCEEDS


THE VERNAM TEAM





THE VERNAM ADVISORS


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